A consultation is an optional yet an important step in the credit repair process. It's beneficial if you need 1-on-1 guidance, to review your credit reports, understand your goals, and identify what can legally and effectively be challenged. Every credit profile is different, so a consultation ensures you receive a personalized plan instead of a one-size-fits-all approach.

We help improve your score by identifying and disputing inaccurate or unverifiable negative items on your credit reports, while also guiding you on how to add and maintain positive credit lines. This combination helps strengthen your credit profile and supports long-term score growth.

We require all clients to use Credit Hero Score, which provides access to all three credit bureaus—Experian, Equifax, and TransUnion—in one convenient platform. Credit Hero requires an active subscription to keep your reports updated. The cost is $19.99 per month. Active credit monitoring is mandatory throughout the credit repair process. This allows us to consistently monitor changes, track progress, and submit timely dispute rounds to ensure accurate and effective results.

Credit repair typically takes 4 to 5 months, depending on your individual credit profile, the number of negative items, and how they are reporting. Every situation is different, so results and timelines may vary. We work consistently on your file throughout the process to help you see progress as efficiently as possible.

Getting started is simple. First, select the plan that best fits your needs. Next, create your secure client profile. Once completed, we will schedule and complete your onboarding call so we can begin reviewing your credit reports and sending out your dispute rounds.