Your Credit Story
Deserves a
Better Ending.
We don't just repair credit — we educate, equip, and empower you to build the financial life you deserve. Real results. Real people. Real transformation.
Get Your Free Credit Report Today — No Credit Card Required!
Stay on top of your credit with free access to your credit score, a detailed credit report summary, and personalized recommendations. Track your progress, understand the key factors affecting your score, and receive a custom game plan designed to help you achieve your financial goals. Safe, secure, and with no impact on your credit score. Start in seconds.
Get Free Credit Report →
The Woman Behind
Your Transformation
Otieanna is the founder and CEO of Aesthetic Credit Solutions — a credit repair and financial empowerment firm built on truth, education, and real results. With years of hands-on expertise, she has helped hundreds of clients remove negative items, increase scores, and position themselves for homeownership, business funding, and generational wealth. Her mission: expose what the credit industry hides, educate clients on their rights, and empower them to take back control of their financial story.
From Start to Success
A clear, transparent roadmap — so you always know exactly where you stand and what comes next.
Consultation & Goal Planning
1-on-1 discovery session to map your personalized credit roadmap aligned to your timeline and goals.
1-on-1 SessionCredit Analysis & Onboarding
Full tri-merge credit audit — identifying every negative item, inaccuracy, and dispute opportunity across all 3 bureaus.
Deep AuditBureau Disputes & Negotiations
We dispute inaccurate and unverifiable items using FCRA and FDCPA consumer protections on your behalf.
All 3 BureausProgress Updates & Education
Regular status updates, live Wednesday 5PM calls, and coaching to keep you informed and accelerate your progress.
Weekly UpdatesScore Optimization Strategy
Strategic credit building — the right accounts, utilization tactics, and timing to maximize every point gain.
Score StrategyFunding Prep & Wealth Building
Once your profile is clean, we shift to offense — home buying, business credit, and personal funding access.
Wealth BuildingExplore Everything We Offer
Choose where you'd like to go next.
View Plans & Pricing
Transparent pricing with no hidden fees. Find the plan that fits your goals.
Explore Community
Facebook group, Discord, weekly calls, and everything included with your membership.
We Fight For You Across the Board
If it's on your report and it shouldn't be — we dispute it. Here's what we go after:
Results vary per client. We dispute all inaccurate, unverifiable, and outdated items under the FCRA.
Real Clients. Real Results.
Actual score screenshots from our clients. Hover to pause.
What Our Clients Say
The results speak for themselves — but our clients speak louder. Hover to pause.
"I went from a 512 to a 687 in just 4 months. Otieanna and her team are the real deal. I'm now pre-approved for my first home!"
"The education alone is worth every penny. I finally understand credit and I'm using it as a tool, not running from it."
"They removed 9 negative items and my score jumped 140 points. I just qualified for business funding I never thought possible."
"The Wednesday calls alone are priceless. Every week I learn something new. This is not your typical credit repair — this is a whole movement."
"My husband and I did the partner plan and it was the best financial decision we've ever made. We're now on the path to homeownership."
"I went from a 512 to a 687 in just 4 months. Otieanna and her team are the real deal. I'm now pre-approved for my first home!"
"The education alone is worth every penny. I finally understand credit and I'm using it as a tool, not running from it."
"They removed 9 negative items and my score jumped 140 points. I just qualified for business funding I never thought possible."
"The Wednesday calls alone are priceless. Every week I learn something new. This is not your typical credit repair — this is a whole movement."
"My husband and I did the partner plan and it was the best financial decision we've ever made. We're now on the path to homeownership."
See all of our verified client reviews
View All Reviews →Stop Waiting.
Start Building.
The best time to fix your credit was yesterday. The second best time is right now.
Choose Your
Transformation Plan
Three plans built for where you are and where you're going. Every plan includes our full suite of education, community, and dispute management.
Find the Plan That Fits Your Goals
- 1-on-1 Personal Goal Planning Session
- Full Score Optimization Strategy
- All 3 Bureau Dispute Management
- Progress Tracking & Status Updates
- Home Buying Preparation Guidance
- Personal Funding Preparation
- Business Credit & Funding Prep
- Secure Client Portal Access
- 1-on-1 Personal Goal Planning Session
- Full Score Optimization Strategy
- All 3 Bureau Dispute Management
- Progress Tracking & Status Updates
- Home Buying Preparation Guidance
- Personal Funding Preparation
- Business Credit & Funding Prep
- Secure Client Portal Access
- Coverage for 2 People
- 1-on-1 Personal Goal Planning Session
- Full Score Optimization Strategy
- All 3 Bureau Dispute Management
- Progress Tracking & Status Updates
- Home Buying Preparation Guidance
- Personal Funding Preparation
- Business Credit & Funding Prep
- Secure Client Portal Access
- One-Time Payment — No Recurring Charges
Klarna (by request)
Quick Access
Client Portal
Log in to track your disputes, view progress updates, and access your documents.
Check Credit — $1
Pull your full tri-merge credit report for just $1 before we get started.
Book a Consultation
Schedule your discovery call and let's build your personalized roadmap.
Frequently Asked Questions
Ready to Transform
Your Credit?
Pick a plan, book your consultation, and let's build the financial future you deserve.
Book Your Free Consult →Welcome to the
Aesthetic Credit Solutions Community
Every plan includes full access to our growing community of credit transformers — live education, peer support, and direct access to our team.
Three Ways to Stay Connected
Every ACS member gets access to all three community channels — because your success doesn't happen alone.
Private Facebook Community
Our members-only Facebook group is the heart of the ACS family. A safe, supportive space to share wins, ask questions, and stay accountable.
- Daily credit tips and strategies from our team
- Client win celebrations and milestone posts
- Accountability challenges and group check-ins
- Direct access to ask Otieanna questions
- Exclusive member-only announcements and offers
Discord Quick Access
Our Discord server is your real-time support hub for members — active channels, fast responses, and a community that shows up for you.
- Real-time chat with fellow Aesthetic Credit Solutions members
- Quick Q&A channel for credit questions
- Resources and document sharing hub
- Dispute updates and bureau news alerts
- Team announcements and webinar reminders
Weekly Educational Calls
Every Wednesday at 5PM we go live with credit education, real case studies, Q&A, and actionable strategies you can apply immediately.
- Live credit education every Wednesday at 5PM
- Real client case studies and dispute walkthroughs
- Open Q&A — get your questions answered live
- Recordings available for members who can't attend
- Special guests, funding experts, and more
Wednesday Night
Credit Education
Our weekly live calls are more than just a webinar — they're a community experience. Whether you're brand new to credit repair or deep into your journey, there's always something to learn and someone to connect with.
Topics We Cover Every Week
- How to read and understand your credit report
- Bureau dispute strategies and FCRA rights
- Pay-for-delete negotiations and scripts
- Score optimization and utilization tactics
- Home buying credit requirements and timelines
- Business credit building from scratch
- Personal and business funding access
- Real client case studies and live breakdowns
- Open Q&A — your questions answered live
Everything Your Plan Includes
Beyond the community — here's everything that comes with every ACS membership.
1-on-1 Goal Planning
A personalized session to map your credit roadmap based on your goals and timeline.
All 3 Bureau Disputes
We manage Equifax, Experian, and TransUnion disputes with full tracking and follow-up.
Creditor Negotiations
Pay-for-delete outreach and negotiation with original creditors on your behalf.
Home Buying Preparation
Credit profile positioning for mortgage approval — lender requirements and timeline planning.
Business Funding Prep
Build business credit and leverage your personal profile for business financing access.
Personal Funding Access
Guidance on personal loans, credit lines, and financial products after your profile improves.
Score Optimization
Strategic account recommendations, utilization management, and timing guidance.
Regular Progress Updates
You're never left in the dark — consistent updates on every dispute and removal.
And So Much More
Rapid rescore guidance, credit monitoring support, and ongoing financial education resources.
Become Part of the
Aesthetic Credit Solutions Family
Choose a plan and get immediate access to everything — the community, the calls, the coaching, and the results.
Become an
Aesthetic Credit Solutions Affiliate
Earn by referring people who need credit repair. Whether you're a realtor, lender, influencer, or just someone who believes in what we do — there's a place for you in our affiliate family.
Refer People.
Earn Together.
Get compensated every time someone you refer enrolls in an ACS plan.
Realtors, lenders, car dealers, barbers, influencers, business owners — anyone with a network.
Refer people who aren't ready yet and help them get credit-ready — so they come back to you.
Affiliate Application
Fill out the form below and our team will reach out within 1–2 business days with your next steps.
Open Affiliate Application Form →We typically respond within 1–2 business days.
Explore Our Plans Instead
Whether you're here to refer or repair — we have something for you.
Get in Touch
Have a question before you enroll? Need support? We're here Monday through Friday and by appointment on Saturdays.
Reach Us Directly
For the fastest response, email us or submit the inquiry form. We typically respond within 1 business day.
Submit an Inquiry
Use the form below to send us a message and we'll get back to you within 1 business day.
Open Contact Form →We typically respond within 1 business day.
Don't Wait to
Transform Your Credit
View our plans, book a call, or send us a message — we're here to help every step of the way.